Attention homeowners: Real estate appraisal services for in Lees Summit and Jackson County

The top 7 reasons why MO homeowners need RJ Haley & Associates, Inc:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a MO property tax assessment
  3. To lower a mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a MO divorce, when real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate in MO

Need help deciding the price of your home in or near Lees Summit, MO?
Contact RJ Haley & Associates, Inc.

We at RJ Haley & Associates, Inc understand the particular needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at RJ Haley & Associates, Inc will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to cancel PMI?

A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At RJ Haley & Associates, Inc, we're seasoned in helping folks just like you delete unwanted PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal report from RJ Haley & Associates, Inc is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from RJ Haley & Associates, Inc can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? RJ Haley & Associates, Inc can We can assist you. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.